Buying a home in Texas is exciting, but let’s be real—it’s also expensive. Between the down payment, earnest money, and the cost of movers (and maybe a new BBQ grill for the patio), your bank account takes a hit before you even get the keys.
At Super Inspector, we believe the inspection shouldn’t be a financial speed bump. That’s why we offer FlexFund, a “Pay at Close” option that lets you get your inspection today and pay for it later when you sign your closing papers.
Here is everything you need to know about keeping your cash in your pocket during the homebuying process.
What is FlexFund (Pay at Close)?
Think of it like a bridge. Instead of paying for your home inspection upfront with a credit or debit card, FlexFund lets you defer that payment until closing day. The inspection cost is simply added to your settlement statement (ALTA/CD) alongside your other closing costs.
Why would I want to delay payment?
Cash flow is king! Most of our clients love this option because:
- Liquidity: You keep cash on hand for immediate needs (like deposits or moving costs).
- Full Protection: You can add important “ancillary” services—like a WDI (Termite) Inspection, Sewer Scope, or Pool Inspection—without worrying about the upfront bill. You get a thorough inspection now without stressing about the immediate cost.
- Simplicity: It consolidates your expenses into one transaction at the title company.
How does it work? (The Simple Steps)
We’ve made it incredibly easy. Here is the process:
- Book Your Inspection: Schedule online or call us. When asked for payment, select the “Pay at Close / FlexFund” option.
- Sign the Agreement: You’ll receive a secure email from our partner, Guardian/FlexFund. Just open it, fill in your title company info, and sign. (This takes about 2 minutes!).
- Get Your Report: Once signed, your inspection report is released just like usual.
- Closing Day: The inspection fee is paid automatically out of the proceeds at closing. You don’t have to write a separate check.
FAQs: You Ask, We Answer
A: Typically, there is a small convenience fee to utilize the Pay at Close service (similar to a processing fee). However, many buyers find this nominal cost well worth the flexibility of keeping hundreds of dollars in their account during the buying process. Check our booking page for any seasonal specials where we might waive this fee!
A: We know real estate deals can be tricky. If the transaction falls through, the inspection fee is still due (since the work was performed). In that case, the backup payment method (credit card) you provided at the time of booking would be charged.
A: Absolutely! Whether it’s a pre-owned home or a Phase Inspection for a new build, if there is a closing date, you can likely use FlexFund.
Ready to book?
Don’t let upfront costs stop you from getting a Super Inspection. Click here to schedule and choose “Pay at Close” to inspect now and pay later!
